:root{--bg:#f8fafc;--surface:#fff;--text:#162033;--muted:#64748b;--line:#e2e8f0;--brand:#2563eb;--dark:#0f172a;--shadow:0 16px 40px rgba(15,23,42,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--text);font-family:Inter,Pretendard,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}a{color:inherit}.wrap{width:min(1120px,calc(100% - 36px));margin:auto}header{position:sticky;top:0;z-index:20;background:rgba(248,250,252,.9);backdrop-filter:blur(12px);border-bottom:1px solid rgba(226,232,240,.8)}.nav{height:68px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{font-weight:900;letter-spacing:-.03em;font-size:1.18rem;text-decoration:none}.brand span{color:var(--brand)}nav{display:flex;gap:20px;align-items:center}nav a{text-decoration:none;color:var(--muted);font-weight:700;font-size:.92rem}.hero{padding:92px 0 66px}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:46px;align-items:center}.kicker{display:inline-flex;padding:7px 12px;border-radius:999px;background:#dbeafe;color:#1d4ed8;font-weight:800;font-size:.82rem}h1{font-size:clamp(2.55rem,6vw,5rem);line-height:1.05;letter-spacing:-.055em;margin:20px 0}.hero p{font-size:1.12rem;color:var(--muted);max-width:680px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 18px;border-radius:14px;text-decoration:none;font-weight:850;border:1px solid var(--line)}.btn.primary{background:var(--dark);color:#fff;border-color:var(--dark)}.btn.secondary{background:#fff}.hero-card{background:linear-gradient(135deg,#0f172a,#172554);color:#fff;border-radius:30px;padding:34px;box-shadow:var(--shadow);min-height:340px}.metric{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:25px}.metric div{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.1);padding:18px;border-radius:18px}.metric strong{display:block;font-size:1.2rem}.metric span{color:#cbd5e1;font-size:.86rem}section{padding:58px 0}h2{font-size:clamp(1.8rem,4vw,2.7rem);letter-spacing:-.04em;margin:0 0 12px}.lead{color:var(--muted);max-width:760px;margin:0 0 28px}.grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.card{background:var(--surface);border:1px solid var(--line);border-radius:24px;padding:26px;box-shadow:0 8px 24px rgba(15,23,42,.04)}.card .icon{font-size:1.7rem}.card h3{margin:12px 0 7px;font-size:1.26rem}.card p{color:var(--muted);margin:0 0 18px}.card a{font-weight:850;color:#1d4ed8;text-decoration:none}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.step{padding:22px;border-left:4px solid var(--brand);background:#fff;border-radius:0 18px 18px 0}.step p{margin:0;color:var(--muted)}.article{max-width:820px}.article h2{font-size:2rem;margin-top:32px}.article p,.article li{color:#475569}footer{margin-top:60px;background:#0f172a;color:#cbd5e1;padding:40px 0}.footer-grid{display:grid;grid-template-columns:1fr auto;gap:24px}.footer-links{display:flex;gap:16px;flex-wrap:wrap}.footer-links a{color:#cbd5e1;text-decoration:none}.small{font-size:.84rem;color:#94a3b8}@media(max-width:760px){.hero{padding-top:52px}.hero-grid,.grid,.steps,.footer-grid{grid-template-columns:1fr}.hero-card{min-height:auto}nav{display:none}.metric{grid-template-columns:1fr 1fr}}